…Marks 10 years of purpose-driven financial solutions

Mikail Adeniyi, the chief operating officer (COO) of Kiakia, a Fintech startup, has disclosed that the firm has facilitated over ₦90 billion in credit to more than 1.5 million customers, since its inception 10 years ago.

According to him, the credit facility has made Kiakia a trusted partner to individuals, retailers, and SMEs across Nigeria.

“We didn’t set out to flood the market with loans. We created a system that works for people who just needed a fair chance,” Adeniyi stated as the firm celebrates 10 years of delivering purpose-driven credit to Nigeria’s underserved but capable borrowers.

According to him, Kiakia was built with a clear mission to make responsible credit accessible without compromising integrity.

Accordingly, he stated that the firm developed an alternative lending model centered on trust, human insight, and innovation.

He stated that KiaKia’s impact has been widely acknowledged; following

Yemi Osinbajo, former vice president’s commendation for the role it played in bridging financial access gaps: “I am impressed by Fintechs like Kiakia, who are creating tailored financial solutions for underserved Nigerians.”

Adeniyi disclosed that unlike many players in the fintech space, Kiakia chose measured growth over rapid expansion. According to him, that discipline now sets the foundation for firm’s next phase in the fintech ecosystem.

He stated that the firm is set to rollout a next-generation proprietary credit assessment engine, designed to improve speed and accuracy while maintaining ethical standards and transparency.

“Turning 10 is not just a company milestone. It’s a moment to recommit to the values that set us apart. Innovation, empathy, and the belief that access to capital can be a force for good,” Adeniyi stated.

Adeniyi added that with a decade of trust behind it and technology guiding its future, “Kiakia is poised to lead the next evolution in Nigerian fintech.”

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